Whatever your lifestyle and financial goals, HCFCU checking accounts have it all – convenience, flexibility and a choice of features.

All checking accounts come with a free instant issue Visa® debit card with unlimited usage and surcharge-free access to any ATM in a CVS/pharmacy®, Target® or Walgreens®.

Eligible personal checking accounts may be authorized for Courtesy Pay. This service allows us to pay an item presented for payment against your account, even if it causes the account to become overdrawn. If you would like HCFCU to authorize and pay overdrafts for ATM and debit card transactions, complete the Overdraft Services Consent (Opt-In) form and return it to HCFCU or contact a Member Services Representative today.

Harris County Federal Credit Union reserves the right to refuse access to Courtesy Pay based on a member’s relationship with HCFCU.

Need to order more checks? Click here

For the latest rates, click here.

Checking accounts require a minimum daily balance to avoid a monthly service fee. Download the fee schedule