Text Banking

Use your phone to check your accounts– it’s the quickest, most convenient way to stay connected to HCFCU! With our new, free Mobile Text Banking, you can check balances and other information for all of your eligible accounts.

With text banking you can:

  • Send a text message command to receive text message replies regarding the balance of your savings, checking, certificate and loan accounts
  • Enroll in eAlerts and receive notices regarding account balances, electronic deposits, withdrawals or when a payment is due

To enroll, log in to It’s Me 247 Online Banking and click Go Mobile. Then select Text Banking to access the enrollment screens. After enrollment, text commands to IM247 (46247).

Text Banking Commands

The following are text banking command examples and their responses. A list of commands is also available during the text banking enrollment process. Be sure to leave a space between commands.

BAL Balance for all accounts
BAL {nick} Balance for up to three savings or checking accounts, where {nick} is a custom 1-6 character nickname assigned within It’s Me 247
BAL {#} Balance for a specific account, where {#} is the 3-digit account suffix
BAL{nick}{#} Balance for a specific membership and account combination
STOP Turns off all text banking
STOP {nick} Turns off text banking for a specific account
HELP Customer service number
Text Message eAlerts

Set up one-way Text alerts via the eAlert subscriptions page and create alerts similar to your standard eAlerts.

  • Account balance
  • Notification of an ACH Deposit or withdrawal
  • Notification that a loan payment is due
  • eNotice notification
Standard text message rates apply. Check with your mobile phone carrier.