Credit Cards


Finding a credit card with the value and benefits you are looking for is easy. From personal shopping to a night out on the town, HCFCU offers a wide variety of MasterCard® credit card options that fit you.

We provide several credit cards to choose from with interest rates starting as low as 5.9% APR1. All of our credit cards have no annual fee, a 25-day grace period on all purchases and the convenience of no-fee cash advances through thousands of ATMs worldwide.

Get the benefits and rewards you value most with our MasterCard Platinum credit card!

  • 1% rebate on all purchases
  • Up to $1,000,000 travel accident insurance
  • Cell phone protection
  • Price protection
  • Emergency cardholder services through MasterCard Global Services
  • Reduce interest rates on your Auto, Motorcycle, RV, or Signature loan!^

Want to make a payment or check your balance? Log on to GoToMyCard™ for secure online access to your account. You can also make a payment by phone at 800-820-8450.

An HCFCU credit card is a smart way to spend!

To apply for an HCFCU credit card by mail or in person, complete the following application. Completed applications can be mailed, faxed, or delivered to the credit union.

^Reward yourself with up to 0.30% off with Relationship Discounts!
Choose from the options below and receive up to 0.30% off your next loan rate.
+ Add Payment Protection to your loan and receive a rate reduction of .15% for Credit Life and/or.15% for Credit Disability.
+ Establish an HCFCU share draft account with direct deposit and e-statements and receive a rate reduction of .15%
+ HCFCU credit card holders receive a rate reduction of .15%

INS-EngHPequal_opportunity_lender**HCFCU is an Equal Housing and Equal Opportunity Lender. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, a U.S. Government agency.**

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1Annual Percentage Rate. Subject to credit qualifications