Give the Gift of Membership!

Giving is better than receiving, but what if you could have both? We have a way that you can give a gift and get rewarded!

Here’s how it works:

Send us your qualified1 member referral, and you will receive $5 for offering the Gift of Membership. Entice your friend, family member, or co-worker to finally join the credit union & when they mention you as the reason for opening their membership!

There’s something for new members too! Not only will they receive membership in an award-winning credit union with their financial future in mind, but they will be eligible to receive our $25 Cha-ching reward! Once a new member opens a checking account, enrolls in estatements, and creates a direct deposit of $50 or more in their first 30 days of membership, we’ll deposit the $25 reward directly into their checking account!

Are you an existing HCFCU member and you’d like to make a referral? Great! This form is for you: 

Gift of Membership Referral

If the referral is unaware of your submission, please submit once you have obtained their permission.

Did an HCFCU member refer you? Would you like for them to receive their referral credit? Yay! Fill out this form:

Gift of Membership Referred


*Membership must be opened during December 2023. In order to be a qualified member referral, the *new members must be 100% new; Re-opened and current joint member or previous members not eligible as a referral. Referring members cannot be joint owners on the new account or in the same household. New membership accounts are qualified through monthly reports, account verification, and criteria listed above. Accounts must be in good standing at the time of the deposit date in order to receive the finders fee &/or the grand prize. (1) Standard membership qualifications apply; All current and retired employees of Harris County, the immediate family members of current HCFCU members, and anyone who lives, works, attends school, or worships in the following zip codes: 77002, 77003, 77004, 77006, 77011, 77020, 77023, 77026; are eligible to join the credit union. Visit the following pages for full details in regards to any of the following: current savings rates, account fees, or specific account details associated with any credit union accounts on our disclosures page.