Whether you’re purchasing your first home or refinancing your current loan, we want to help you find a mortgage that is right for you now and in the future.
Choosing HCFCU as your mortgage lender is the first step toward an affordable home loan. Our goal is to provide the highest level of service at competitive rates with various mortgage solutions.
Not sure where to begin? Visit the Online Mortgage Center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.
If you have any questions while completing the application, contact the mortgage officer immediately.
Todd Cholevik
Mortgage Consultant | Member First Mortgage| NMLS ID #469738
Phone: 214-276-6910 | todd.cholevik@memberfirstmortgage.com
*Todd Cholevik are authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.
Please reach out to Todd directly to schedule a virtual appointment; at this time, he is not seeing members in the office.
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. These data are online at the Consumer Financial Protection Bureau’s website HMDA data for many other financial institutions are also available at this website.
*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC is a partner of Harris County Federal Credit Union. Todd Cholevik, NMLS #469738 is authorized to act as agents of Harris County Federal Credit Union (1400 Franklin St., Houston, TX 77002 | (713) 755-5160 | NMLS ID: 458547) and is authorized to represent Member First Mortgage, LLC, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.