Whether you’re purchasing your first home or refinancing your current loan, we want to help you find a mortgage that is right for you now and in the future.

Choosing HCFCU as your mortgage lender is the first step toward an affordable home loan. Our goal is to provide the highest level of service at competitive rates with various mortgage solutions.

Not sure where to begin? Visit the Online Mortgage Center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.

If you have any questions while completing the application, contact the mortgage officer immediately.

Quick Information Sheet – Prepare for your big step! Download, print, or read the following sheet. A mortgage shopping worksheet is a good way to compare your lending options.


Crysti Elder
Loan Officer | CU Members Mortgage | NMLS 586286
O 972-778-0661 ext 3305 | F 877-625-0732 |  Apply Online
To find a Realtor, please go to

Please reach out to Crysti directly to schedule a virtual appointment; at this time, she is not seeing members in the office.

Before you plan to visit!

Please note the following operational changes:

  • All services, aside from teller transactions, are performed by advanced appointment only.
  • All visitors are required to wear a facial covering while visiting our lobby. You will not be permitted to enter the credit union without a facial cover.
  • As we will only allow a certain number of people in the building at one time, please limit your party’s size to only those necessary for your transaction.
  • Your appointment will automatically cancel if you are more than 10 minutes late. Please do NOT arrive more than a few minutes early for your appointment time.
  • If you are sick or exhibiting any COVID symptoms, we ask you to cancel your appointment and consider rescheduling for a later date or use another contactless method.
CU Members Mortgage has a contractual relationship with Harris County Federal Credit Union to perform mortgage origination services. Click here to request a copy of the HMDA disclosure statement and report.