Signature Loans

Personal Loans

Signature, or personal, loans can be used for almost anything and are great for unexpected expenses. One of our most popular loan products, our signature loans allow members to borrow up to $15,000 with no collateral required and terms up to 60 months.

Share/CD Secured Loans

Looking to build or repair a credit history? We also offer secured loans. Secured loans allow you to borrow against your savings or an HCFCU certificate of deposit.

For the latest rates, click here.


^Reward yourself with up to 0.30% off your Auto, Motorcycle, Recreational Vehicle or Signature Loan!Choose from the options below and receive up to 0.30% off your loan rate.
Standard Rates quoted do not include the 0.30% discount, so your rate may be less.

Please ask for the rate for which you qualify.
+ Add Payment Protection to your loan and receive a rate reduction of .15% for Credit Life and .15% for Credit Disability.
+ Establish an HCFCU share draft account with direct deposit and e-statements and receive a rate reduction of .15%
+ HCFCU credit card holders receive a rate reduction of .15%