How To Join

Established in 1951, Harris County Federal Credit Union serves nearly 17,000 members throughout Harris County. Any current or retired employee of Harris County, their immediate family and anyone who lives, works, attends school, or worships in the following zip codes:

  • 77002
  • 77003
  • 77004
  • 77006
  • 77011
  • 77020
  • 77023
  • 77026

It only takes $5 to open an account and once you become an HCFCU member, you’re a member for life!

Due to federal regulation, we must ask you to join the credit union in person.

What to bring with you?

  • A government-issued driver’s license or valid photo ID* for all persons listed on the account. (with correct mailing address).
  • Minimum $5 deposit to begin your membership.
  • Beneficiary information (social security numbers and date of birth), if applicable.
*Accepted forms of identification include a Texas driver’s license, state-issued ID card, or valid passport.