This October, let us help you treat yourself to a new method of transportation or a better way to pay for all of those early Christmas gifts. Open a new auto loan or credit card this October with HCFCU and you could win a $50 Shell gas card. Refer a member for a new auto loan or credit card this October and you, too, could win $50!

We’re offering members another opportunity at reducing their APR* on new auto loans through December 31st. Complete our online education modules covering Credit Cards, Auto Loans, and Credit Reports, to be eligible for an additional discount. The education modules are quick and easy to complete and will provide valuable knowledge and insight.

Attend our Budget Workshop on November 8th for another discount opportunity. Our relationship pricing discounts are always available and can be applied to select loans year-round! Test your knowledge at our Financial Education Center with a variety of available quizzes.**

October 31st Halloween Trick or Treat – Members can visit the front desk between 1 pm and 3 pm to draw from our ghostly bag. Give your member number to the front desk attendant, and you could pull a sweet treat or a neat trick! Only the ghostly bag knows (insert scary laugh here), 1 draw per member.


Member Auto Center’s preferred dealers offer incentives for our members to purchase year-round. Search, shop, or sell your vehicle to Member Auto Center. Apply online for an auto loan, get a pre-approval to shop with confidence, and use Member Auto Center’s tool to find the perfect vehicle for you, right from home. Visit to begin your search.

Submit a no-obligation price quote request for a vehicle that you are interested in by filling out the form located to the right of the pictures. In the comment section of the form enter code word: Super100 to be entered to win $100 from Member Auto Center – just for submitting an inquiry!***

MEMBER AUTO CENTER: Manufacturer Rebates – Offered For Harvey Flood Victims

Some vehicle manufacturers are offering extra help in the replacement of vehicles by offering special rebates for members who may have had a total loss of their flooded vehicles. In most cases, a letter from the auto insurance company stating a total loss will be required.

Start shopping at

Contact your Member Auto Center Dealer Representatives for more information on which manufacturers might be offering this special rebate as these additional monies may make a difference for our members.

*APR is the Annual Percentage Rate. Rates quoted are offered based on excellent credit history for an individual and key loan characteristics, including but not limited to the amount, term, and vehicle characteristics. Actual APR may vary based on credit history and applicable discounts. Current HCFCU loans are not eligible for refinancing with the promotional rate. **Must complete educational modules, quizzes, and/or seminar prior to closing on your auto loan in order to receive the applicable discount to your loan rate. Discounts are not retroactive and only apply to any new HCFCU auto loan account opened from October 1st and closed before December 31st including refinances. Contact a loan officer for a list of applicable discounts.***Need not apply for a loan to enter. No purchase necessary. Limit one entry per person. All entries in the code word will be accepted, and chances of winning depend on the total number of entries submitted. To enter visit the website above (, find a vehicle that you are interested in, and submit a price quote request before October 31, 2017, at 11:59 PM CST. One winner will be selected at random to win a $100 gift card and will be notified by a Member Auto Center Representative. Employees or volunteers of the credit union, CU Alliance, LLC, and its subsidiaries are not eligible. Must be 18 years or older to enter.