Tag Archives: promotional offer

Home is with HCFCU

This January we’re asking our members to challenge our loan rates and let’s try and save you hundreds by helping you unlock the hidden potential in your home. A Home Equity loan might provide you funding for something important, or maybe we can help save you on a Mortgage loan? No tricks and no gimmicks. We’re just looking to help our members who might want a lower monthly payment or some extra cash. Our goal is to save our members’ as much money as possible on their loans, let’s see what we can do for you.

A Home Equity Loan at HCFCU…Makes the Most “Cents”!

Your home has hidden potential. Get up to 80% of your home’s value in available equity to do those much-needed renovations, repairs, or buy new appliances. Now is a great time to take advantage of the extra savings you can get with a Home Equity loan. Credit unions are known for giving you rates and terms in your best interest. Download the Home Equity packet to apply. We’ll work with you to figure out the type of loan that works best for your situation. With your home and the credit union…YOU ARE COVERED!

 Here’s why HCFCU & Home Equity is the way:

  • You can use the funds to increase the value of your home.
  • You can use the funds to increase your family’s comfort or save on energy costs.
  • You can use the funds for what you need most!
  • All Home Equity loans closed before February 28th are entered for a chance to win $250!1

Ask about our great rates and flexible terms! For our latest rates visit hcfcu.com/rates.

For questions, contact a loan officer today. You can learn more about our Home Equity options at hcfcu.com/loans/home-equity-loans OR Home Loans at hcfcu.com/mortgages.


1 Odds of winning depend on the total number of Home Equity loans closed during the promotional period of January 1st through February 28th. Two winners will be selected on or before March 6th and notified via email or phone number on file, then awarded through a direct deposit into the credit union account. All members are eligible for drawing if their loan closes prior to the promotional period end date and register on a new home equity loan or home equity line of credit reporting.
Additional Disclosures: All members must be in good standing at the time of drawing in order to qualify for the prize and over the age of 18. CU Members Mortgage has a contractual relationship with Harris County Federal Credit Union to perform mortgage origination services. Visit hcfcu.com/mortgages and click the link on site to request a copy of the HMDA disclosure statement and report. HCFCU is an Equal Housing and Equal Opportunity Lender. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Rates are subject to change without notice. For the latest rates please visit hcfcu.com/rates or contact a credit union representative. Your actual Annual Percentage Rate (APR) will be based upon your individual creditworthiness, loan amount, the term of the loan and applicable prepaid items.

Share Draft Change

Open and Save + Enroll to Win = Earn Some Change.

Open a new share draft account during December with payroll or direct deposit and enroll in some everyday services for a $25 deposit.*

*Share Draft Change Offer Details:

▲ $25 Share Draft Change
     ❐ Online Banking, ATM/Debit Card, eStatements, Bill Pay, & Direct Deposit – To qualify for this offer the member must meet all terms within 30 days of account opening. The direct deposit or payroll deposit must be for a $100 per month or more and hit within 60 days of account opening. The change is deposited into the account when the first payroll or direct deposit hits.

▲ 60 Day Pass for Minimum Balance Requirement
     ❐ Payroll Deduction / Direct Deposit of $100/month or more – By enrolling in a payroll deduction or direct deposit for this amount or more, you qualify for our “6-5 Checking” offer. Offering 2 months to waive our minimum balance requirements and avoid a $5 fee. 

▲ 2 Chances at winning an extra $25
    ❐ Bill Pay & eStatement enrollment – When you successfully enroll in Bill Pay & eStatements you’re entered into our standard Go Green promo. You get two chances to win by enrolling in both of these convenient services.

Learn more about our convenient services:

Online Banking | Mobile App | eStatements | Online Bill Pay | Allpoint ATM

90 days after opening your Share Draft account, you are eligible for Remote Deposit Capture through our mobile app. Located under the Move Money symbol, members can request enrollment for approval. Members can then capture check images to deposit into their accounts. Please see our Remote Deposit Agreement here.

If the checking account is closed within 60 days, the offer can be revoked and funds removed prior to closing. Account and membership must be in good standing at the time of review for change offer to be deposited into the account. Note that some checking accounts require a minimum daily balance to avoid a monthly service fee. Please see the Truth In Savings Disclosure for more information on the balance requirements or Fee Schedule. HCFCU’s Routing Transit Number: 313083471
**Harris County Federal Credit Union reserves the right to refuse access to Courtesy Pay based on a member’s relationship with HCFCU.