Tag Archives: prizes

Hot Summer Auto Promo

Drive away happy with a low rate from HCFCU! 

Members who close their loans can receive an extra bonus based on their closing, but EVERY loan closed between May 1st through June 30th receives a .25% rate* discount AND is entered to win $200!

Refer a friend for an auto loan and when they close it gives you an instant $50!! See our page for the Rev Your Rewards program here.

All auto loan closings can receive a bonus gift with a choice between the following items based on HOW you close your loan:

  • eSign: an extra entry into the drawing or a $15 Google Play or Apple gift card**.
  • In Person: Digital tire gauge, utility tote, or an extra entry into the drawing.

Member Auto Center Hot Summer Sale May 24th – June 30th

Click to visit MAC Summer Auto Sale

Click for member auto center summer auto sale details here.

PLUS! Join us for some fun in the lobby on May 31, 2019, from 9 am – 1 pm. We’ll have our Prize wheel out with our popcorn machine and photobooth. Come take a spin to see what you will win! We will offer the following prizes, while supplies last: future auto loan rate discount, HCFCU utility tote, MEMBERstrong bag, tumbler, water bottle, Shell gas gift card, Popsocket, and more!

Promotional Disclosures:

All members must be in good standing at the time of the drawing, in order to be eligible for the drawing the member must have an open and current auto loan on file, created and funded between May 1, 2019, through June 30, 2019. Chances of winning the (1) Grand Prize of $200 depends on the total number of eligible entries from all members who opened & closed on their auto loan between May 1, 2019, through June 30, 2019, including members who opt-in to receive an additional entry. Lobby day prize wheel limits to 1 spin per member, with the right to deny due to non-verification of membership. Members are eligible for all available prizes while supplies last.

*The rate discount is applied to your qualifying rate. Qualifying rates are based on your credit history, loan term, collateral, and down payment. Certain credit criteria apply. Other restrictions may apply. Additional rate discounts are available based on a credit score of 680+, shorter loan terms, down payments, and relationships with the credit union. Rates are subject to change without notice. Talk to a loan officer for details on your qualifying rate.

** Apple & Google play gift cards will be delivered electronically to the email on file for the loan account. The gift card email can arrive within 7-10 business days after your closing or sooner. Not all auto loans qualify for eSign, ask your loan officer for details.

HCFCU does not refinance our existing loans.

Terms & Conditions Apply:
– No substitutions for the prize; the prize is awarded via a deposit into Shares or Share Draft account of the winning member, associated with select auto loan entry, no alternate gift cards available and non-transferable; not responsible for additional costs incurred over Shell Gas gift card amount. Not responsible for inactive or invalid contact information, bad emails, and or disconnected phone numbers on Membership accounts.
– (1) Grand prize winner will receive a $200 deposit; The winner will be selected on or before July 9, 2019; & will be notified via telephone and or email thereafter. Odds of winning major or minor prize depend on the total number of entries received at the end of the contest period; entry is determined and qualified by review of account verifications, enrollment verifications, and any criteria required to enter listed above. Accounts must be in good standing at the time of the drawing.
– Federal, state and local tax liability and any other expenses are the sole responsibility of the prize winner. Void where restricted and prohibited. The prize is non-transferable, non-assignable and non-exchangeable. Standard account terms and conditions apply to all contestants. Winners who receive the prize assume responsibility upon acceptance. Winner(s) must sign a photo release. By accepting a prize, the winner(s) consent to have their name, pictures, likeness, and story published for publicity purposes without further compensation via HCFCU, through, but not limited to, photos, status updates, news stories, blog or website postings, and social media.
– All entrants agree to release and hold HCFCU harmless from any and all claims of any kind arising directly and indirectly from the giveaway(s), a prize(s), or any publicity received from the promotion. Members must be 18 years or older and in good standing with the credit union to be considered eligible for any prize drawing.
– In accordance with U.S. tax law, HCFCU may be required to send to you and file with the IRS a form 1099-MISC or 1099-INT for the year in which a gift, reward or prize is issued to you more than $600 for the year. Federal, state and local tax liability and any other expenses are the sole responsibility of the prize winner in connection with the receipt or use of the prize. If taxpayers have questions about the information they receive on a Form 1099, they should follow up with the issuer or their tax professional to resolve any problems about valuation, timing or other issues regarding the income reported.

Mobile App Usage

Win some cash for logging in to your online banking via our Mobile App!

Members are entered every time they log in for a chance to win some cash! (4) $100 monthly winners and (9) $50 weekly winners will be selected! Contest period begins January 27th and ends on March 30th. 

Download our mobile app today from the Apple or Google play store, and log in.

If you’re not enrolled in online banking – contact us today. 


Weekly Prize Drawings as follows:

  1. February 3rd (January 27th – February 2nd) 2571 unique entries, (8501 logins); Misty R. ($50)
  2. February 10th (February 3rd – February 9th) 2649 unique entries, (8786 logins); 1 winner ($50)
  3. February 17th (February 10th – February 16th) 2602 unique entries (8815 logins) Karye B ($50)
  4. February 24th (February 17th – February 23rd) 2694 unique entries (9555 logins) Bertha D ($50)
  5. March 3rd (February 24th – March 2nd) 2877 unique entries (8413 logins) Monique G ($50)
  6. March 10th (March 3rd – March 9th) 2805 unique entries (7495 logins) Jose S ($50)
  7. March 17th (March 10th – March 16th) 2936 unique entries (11123 logins) Gracie G ($50)
  8. March 24th (March 17th – March 23rd) 3012 unique entries (11201 logins) Tricia W ($50)
  9. March 31st (March 24th – March 30th) 2877 unique entries (10767 logins) Doris W ($50)

Monthly Prize Drawings as follows:

  1. March 1st (February Entries) Darren R & Felicia B ($100)
  2. April 1st (March Entries) Jennifer R & Matthew B ($100)

How to Enter and Qualify:

Log in to your online banking through our mobile app during any of the weekly periods to be entered into our $50 drawing. One winner will be selected, each week per entry period. The number of entries depends on the total number of eligible members logging in during the weekly period. One entry per member number, the member must be over 18 years of age, with an active and in good standing membership.

Every member who logs in during February 1st – 28th will be entered into our February $100 monthly drawing, and members who log in during March 1st – 31st will be entered into our March $100 drawing. All member logins will be counted throughout the month, the chance of winning depends on the total number of entries. Entries are the total number of logins made during the time period by all eligible members.

HCFCU staff, volunteers, committee members, board members, and the family members of HCFCU staff and or volunteers, are not eligible for any HCFCU drawing. All drawings require members to have an active membership in good standing unless otherwise stated prizes are awarded to members over the age of 18.