HCFCU is excited to announce the final phase of our EMV implementation with our newly designed chip enabled MasterCard Credit Cards.
Current credit card holders will begin seeing their replacement cards in the mail this week. We ask that you activate your new card upon receipt. Old cards will be deactivated within 2 weeks after you receive your new card. To activate your new credit card – call the phone number printed on the sticker located on the front of the new card from your primary phone number on file, or log onto GoToMyCard.com and click “activate card” located at the top of your profile.
If you have not used GoToMyCard, you’re missing out on some convenience! It is easy to register with GoToMyCard.com and activate your new credit card after you confirm some identifying information. You will have 24-7 access to make online payments, set up recurring payments, check your balance, review transaction activity, and much more!
If you have any questions about your HCFCU credit card, please don’t hesitate to contact the credit union at 713-755-5160.
By now, you have probably heard that on September 7th, 2017, Equifax announced a cyber security incident involving consumer information. We want to reach out to our Members to help you understand the situation and ensure you have the information you need regarding this incident.
If you find yourself a victim of fraud, or identity theft, there are many options available to you. HCFCU has dedicated web pages filled with resources and useful information.
The Federal Trade Commission (Ftc.gov) makes it easy to fill out a fraud report, and submit it directly to them. They can also assist you in drafting fraud dispute letters.
Here are few ways to help protect yourself from a data breach, or protect your identity:
Check your credit reports regularly from Equifax, Experian, and TransUnion – for free – by visiting annaulcreditreport.com. If you see activity or accounts that you do not recognize, it could indicate identity theft.
You can enroll in text alerts for your accounts, place fraud alerts on your credit profiles, or place a freeze on your credit files. A credit freeze makes it harder for someone to open a new account in your name. A fraud alert warns creditors that you may be a victim of identity theft and they should verify anyone seeking credit in your name. Keep in mind that it won’t prevent a thief from making charges to your existing accounts.
Monitor your existing credit and bank accounts closely for charges you don’t recognize. This is why it is important to have online access to check transactions or balances, enroll in eAlerts, or text notifications on all your financial accounts. These types of convenient services can help provide you 24-7 access to your account.
The Federal Trade Commission (FTC) has released an alert on scams related to the Equifax data breach. FTC warns consumers to be wary of calls or emails purporting to be from Equifax agents. Legitimate Equifax representatives will not contact consumers to ask for verification of their information.