Summer Sales

This Summer, as temperatures rise, we want to provide some refreshing offers. Chill out with rate discounts, no payments for up to 90 days, and opportunities to win cash and prizes! With all of that, there’s no reason not to bring your borrowing needs to HCFCU! Most loans can be completed 100% virtually, so no trip downtown necessary!**

Now is a great time to obtain your next vehicle with HCFCU. Between May 1st and June 30th, we’re offering an additional .25% off your qualifying rate* or no payments for 90 days. You can also refinance a vehicle loan from another lender for an opportunity to save by lowering your rate. Plus, all vehicle loans closed by June 30th will be entered for a chance to win $200!

Our refreshing offers don’t end there. Are you looking to use the equity in your home this summer to tackle some renovations? Look no further. All Home Equity loans closed before May 31st will be entered for a chance to win $250 back on the loan! We know it can take time to gather the appropriate information so, any Home Equity opened in May & closed before June 30th will also be entered to win $250 back on the loan.

We’ll select four members from all opened Auto, Home, and Home Equity loans each month to win some cool cash and prizes!  Bring your loan to HCFCU this May or June to get in on the savings, and you could win a $50 prize package to include a restaurant gift card!*** Eligible loans include new auto, used auto, motorcycle loans, home equity line of credit, and standard home equity loans. Don’t wait! Apply online today for your auto loan pre-approval or begin your car-buying process! Home Equity applicants can download this package & return all necessary items to apply.

The Summer of Auto Sales with Member Auto Center kicks off May 28th and goes through June 30th! Members can search for a new vehicle and work with a credit union representative to help secure their dream car from the couch. Member Auto Center dealers offer unique discounts and incentives to shop with them, but pre-approval from your credit union lets you shop with a budget in mind! Click here to download the dealer incentives offered for the car sale. Members can enter to win $500 when submitting a request for a price quote and entering promo code “CARSALE2021” into the “Referred By” box. Visit to view all the offers and drawing details.

click to visit car sale site

Home Loans with CU Members Mortgage. We’re offering all members the opportunity to connect virtually with our Mortgage Officer. Crysti can help you begin your homeownership journey and answer whatever questions you might have about the buying process. Learn more about Crysti here, or visit the mortgage center to get extra insight on launching your dream home plans today! Open your mortgage account with us this May or June & we’ll include you in the drawing too!

*Rates found on site are quoted in APR (Annual Percentage Rate). Qualifying Rates are based on your credit history, loan term, collateral, and down payment. Specific credit criteria apply to qualify, and other restrictions or discounts can apply. Rate discounts are given based on the credit score of 680+, shorter loan terms, down payments, promos, and credit union relationships. Our rates are subject to change without notice; you should speak with your loan officer for details. ** Refinancing and Home Equity Loans are not available for eSign & require certain documents signed in person. You can pre-schedule an appointment with your loan officer to complete the forms and items necessary for your loan to close within the promotional period.***Members must be in good standing at the time of drawing to qualify; See Full Terms of each drawing.

Full Terms & Conditions of Drawings:

Members must be in good standing at the time of drawing to qualify; the members must meet the criteria for each drawing raffle to qualify; odds of winning depend on the total number of qualified entries held at the close of each drawing period. All drawing/raffles disqualify all HCFCU staff, volunteers, partners, or immediate households related to a credit union representative and immediate family members from qualifying.

Home Equity Loans/Line of Credit:

  • Member must open and close their home equity loan between May 1 – June 30.
  • Two grand prize winners will receive $250 back on their loan.
  • Winners qualified from monthly reports providing closed HEL/HELOC in May & June, separately.

Auto Loans (New/Used/Motorcycle): 

  • Member must open and close their loan between May 1 – June 30
  • One grand prize winner will receive a $200 gift card.
  • The winner is qualified from reports providing loan open and close dates for select vehicle loan types.

Summer Loan General Drawing:

  • The able entries come from reports providing all new loans for the entry periods, May 1 – May 31 & June 1 – June 30. 
  • Eligible entries must open and close on a new HCFCU Home Equity, Home, Auto, or Motorcycle loan.
  • Eight grand prize winners will receive a package of HCFCU branded items plus a $50 restaurant gift card.

All gift/prizes are as listed, non-transferable or returnable, & no substitutions allowed.