Summer Savings Roadtrip Auto Promo


Members who close a loan for a new, used or refinanced vehicle between May 1st through May 31st receive a .25% rate* discount AND will be entered to win a grand prize of $1,500 Airbnb eGift card.  The prizes don’t stop there! We want to help you get to your summer vacation destination so we’re also drawing four $250 gas gift cards! 

Refer a friend for an auto loan and when they close it gives you an instant $25!! Check out our Rev Your Rewards program for details.


We’re not done! We are giving away $25 gas cards even if you don’t get a car loan with us in May! Follow us on Instagram, Twitter and Facebook to participate in our weekly drawing for a $25 gas card! Comment on our weekly post every Thursday in May and you will be entered to win! Gain more than one drawing entry by following and commenting on each social media site!

Extended Warranties is a protection product that can help protect the investment in your vehicle and provide peace of mind. All auto loan closings in May can take advantage of $100 off an extended warranty!

Promotional Disclosures:

All members must be in good standing at the time of the drawing, in order to be eligible for the drawing the member must have an open and current auto loan on file, created and funded between May 1, 2022, through May 31, 2022. Chances of winning the (1) Grand Prize of $1,500 depends on the total number of eligible entries from all members who opened & closed on their auto loan between May 1, 2022, through May 31, 2022, including members who opt-in to receive an additional entry. 1 weekly social media drawing, no purchase necessary. 1 member entry per social media post, with the right to deny due to non-verification of membership. Members are eligible for all available prizes while supplies last. 

*The rate discount is applied to your qualifying rate. Qualifying rates are based on your credit history, loan term, collateral, and down payment. Certain credit criteria apply. Other restrictions may apply. Additional rate discounts are available based on a credit score of 680+, shorter loan terms, down payments, and relationships with the credit union. Rates are subject to change without notice. Talk to a loan officer for details on your qualifying rate.

**eGift card winnings will be delivered electronically to the email on file for the loan account. The gift card email can arrive within 7-10 business days being notified of winning.

Not all auto loans qualify for eSign, ask your loan officer for details.

HCFCU does not refinance our existing loans.

Terms & Conditions Apply:
– No substitutions for the prize; the prize is awarded via a deposit into Shares or Share Draft account of the winning member, associated with select auto loan entry, no alternate gift cards available and non-transferable; not responsible for additional costs incurred over Gas gift card amount. Not responsible for inactive or invalid contact information, bad emails, and or disconnected phone numbers on Membership accounts.
– (1) Grand prize winner will receive a $1,500 Airbnb eGift card; The winner will be selected on or before June 10, 2022; & will be notified via telephone and or email thereafter. Odds of winning major or minor prize depend on the total number of entries received at the end of the contest period; entry is determined and qualified by review of account verifications, enrollment verifications, and any criteria required to enter listed above. Accounts must be in good standing at the time of the drawing.
– Federal, state and local tax liability and any other expenses are the sole responsibility of the prize winner. Void where restricted and prohibited. The prize is non-transferable, non-assignable and non-exchangeable. Standard account terms and conditions apply to all contestants. Winners who receive the prize assume responsibility upon acceptance. Winner(s) must sign a photo release. By accepting a prize, the winner(s) consent to have their name, pictures, likeness, and story published for publicity purposes without further compensation via HCFCU, through, but not limited to, photos, status updates, news stories, blog or website postings, and social media.
– All entrants agree to release and hold HCFCU harmless from any and all claims of any kind arising directly and indirectly from the giveaway(s), a prize(s), or any publicity received from the promotion. Members must be 18 years or older and in good standing with the credit union to be considered eligible for any prize drawing.
– In accordance with U.S. tax law, HCFCU may be required to send to you and file with the IRS a form 1099-MISC or 1099-INT for the year in which a gift, reward or prize is issued to you more than $600 for the year. Federal, state and local tax liability and any other expenses are the sole responsibility of the prize winner in connection with the receipt or use of the prize. If taxpayers have questions about the information they receive on a Form 1099, they should follow up with the issuer or their tax professional to resolve any problems about valuation, timing or other issues regarding the income reported.