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Emergency Savings Quiz

Building Emergency Savings Quiz

Please complete all questions. Mark the best answer from the choices given. At the end of the quiz, you will be given your quiz results.

Step 1 of 2

50%

According to the module, how much is the average ER visit?*
- A) $2,000
- B) $2,200
- C) $200
- D) $2,168
- E) None of the above
According to the module, how much is the average cost of a major appliance repair?*
- A) $300
- B) $70
- C) $171
- D) $546
- E) None of the above
What steps should you take to assess your spending habits?*
*check all that apply*
- Review expenses
- Review income
- Determine which expenses are needs
- Determine which expenses are wants
- Prioritize expenses
Everyone's budget and expenses are different.*
- True
- False
According to the module, which is NOT a recommended way to save on expenses.*
- A) Shop discounts
- B) Buy in bulk
- C) Avoid impulse buys
- D) Stop spending by cutting up all your cards
- E) Change habits
With as little as $5 a day, how much savings would you have in one year?*
- A) Not enough
- B) $1825
- C) $1800
- D) $1400
- E) $1610
It's a good idea to keep cash for an emergency fund.*
- True
- False
The following are all a part of building an emergency savings.*
*check all that apply*
- Track expenses
- Identify opportunities
- Create Goals
- Cut expenses
- Automate savings
- Use credit wisely
According to the module, what is a method of paying down credit card debt?*
- A) Paying lowest balance amount first
- B) Paying the highest APR off first
- C) Not adding new debt
- D) Using a consolidation firm to pay them off
- E) A & C
- F) A, B, & C
What is the ideal amount to have saved for an emergency fund?*
- A) 2x rent, electricity, and groceries
- B) 3x total monthly expenses
- C) 3x fixed (need) expenses
- D) 2x total monthly expenses
- E) 10% of monthly income

Thank you!
Thank you for taking our short quiz. We hope you enjoyed the material available. Please complete the following to receive credit for taking the course. You can print the confirmation page after submission for your records. If you're interested in participating in any promotions, be sure to check the box at the end.
Name*
First Last
Member ID*
Phone*
Email
Are you looking for a new account?*
- Yes, savings
- Yes, checking
- No, I plan to
- No, not now
Who is/will be your Member Service Rep?*
- Jeannette
- Hodari
- Vanessa
- Kassandra
- Don't know/Don't have one
Would you liked to be informed of our upcoming promotions?*
- Yes, direct mail
- Yes, email
- No, thank you

Copyright © 2024 Harris County Federal Credit Union
Routing Transit Number: 313083471 NMLS #458547
1400 Franklin Street, Houston, TX 77002
Phone: (713) 755-5160 | Fax: (713) 755-8982
Privacy Policy | *APR = Annual Percentage Rate

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.