Home Equity Savings

Depending on what you need the funds for or the amount you need, a Line of Credit using your home’s equity might be right for you. A home equity line of credit can provide you with a larger credit line for any lending need at a lower* fixed rate.

All members who close their Home Equity loans from August 1 through August 31 and September 1 through October 1 are entered to win $100 cashback on their loan within the first month. Also, one lucky winner will receive $200 at the end of the drawing period. That’s up to $300 back on your Equity Loan!

Speak to a loan officer today about the home equity loan option that is best for you.

Rate Disclosures | Home Equity Packet | Make an Appointment

Contact us for questions, once you complete the Home Equity Packet, schedule some time with a Senior Loan Officer.

General Terms & Conditions

To be an eligible member for any drawing with the credit union your membership must be a current, up-to-date, and good standing. All members for drawings must be over the age of 18 unless otherwise stated. All volunteers, employees, staff, and family members of staff or volunteers of the credit union are not eligible for any HCFCU drawing unless otherwise stated.

Home Equity Cashback Offer:

  • All members who close on their home equity loans between August 1 and August 31 are entered to win $100 cashback. 3 winners will be selected by September 3, from the new lending report, and funds deposited into their membership account.
  • All members who close on their home equity loans between September 1 and October 1 are entered to win $100 cashback. 3 winners will be selected by October 2, from the new lending report, and funds deposited into their membership account.
  • Our (6) monthly winners will enter into an additional drawing for 1 grand-prize winner to receive an additional $200 back on their home equity loan; drawing to be held October 2, 2020, and deposits into their membership account.
  • Winners will be notified by email or phone to alert of the depositing of funds.

*Rates are based on multiple lending requirements, including the value of the home. Please see our rates page or speak to a senior loan officer about your qualifying rate today.