Fall for Savings

This August, we’re offering members the opportunity to earn some cashback. If you’re looking to save with a Home Equity Loan or Home Equity Line-of-Credit this fall – look no further than your credit union. Plus, all new members looking to join the credit union should join this month because we’re offering the opportunity for new members to win $100! All members can earn up to $25 for referring qualified new memberships to the credit union, or by opening up a new Share Draft account!

New Membership Offers

All new members who open their membership with a share draft (checking) account and enroll in online banking, e-statements, and Bill Pay are eligible for a chance at a $100 deposit into their new share draft account.

Checking (Share Draft) Offers

Looking to Go Green? Members who open a share draft (checking) account with a debit card this August,  set-up a direct deposit, enroll in online banking, e-statements, & Bill Pay are eligible to receive a $25 ‘green’ bonus if they perform one Bill Pay transaction before August 31st and receive their first direct deposit within 30-days of account opening.

  • Direct Deposit must be greater than $50.00 and received within 30-days of account opening.
  • Not all Share Draft (checking) account holders will be eligible to receive a debit card.
  • A qualified transaction in Bill Pay includes sending money with Popmoney or paying a new Bill through the system before the close of August 31st.
  • Enrolling in eStatements and Bill Pay enter all members into the monthly Go Green drawing for a chance at $25.

5 for $5 – Membership Referral

Current Members can refer a new member for an opportunity to earn up to $25 deposited into their membership account. Current members in good standing are eligible to receive a $5 referral bounty for all newly qualified memberships they send to the credit union.

Home Equity Loan or Line of Credit

Depending on what you need the funds for, or the amount you need, a Line of Credit using the equity in your home might be right for you. All members who close their Home Equity loans from August 1st through August 31st and September 1st through October 1st are entered to win $100 cash back on their loan within the first month. In addition, one lucky winner will receive $200 at the end of the drawing period. That’s up to $300 back on your Equity Loan!

Speak to a loan officer today about the home equity loan option that is best for you.

Rate Disclosures | Home Equity Packet | Make an Appointment

Contact us for questions, once you complete the Home Equity Packet, schedule some time with a Senior Loan Officer.

General Terms & Conditions

To be an eligible member for any drawing with the credit union; your membership must be current, up-to-date, and in good standing. All members for drawings must be over the age of 18 unless otherwise stated. All volunteers, employees, staff, and family members of staff or volunteers of the credit union are not eligible for any HCFCU drawing unless otherwise stated.

5 for $5 Membership Referral Offer:

  • Must be 100% new; reopen or former nonmember does not qualify.
  • Members can not refer themselves or be a joint owner on the new account.
  • New members must mention referral or current members at the time of account opening.
  • Referring member receives a bonus in their membership account after new referral has opened successfully.

New Membership Offer:

  • Member must be 100% new, open a share draft account, and enroll successfully in Bill Pay – complete before August 31st to be eligible; the winner is selected by comparing all-new memberships, new share draft accounts reporting, and monthly bill pay enrollment.
  • The winner will be selected by September 2, 2020, and notified via email or phone number about the deposit winnings.
  • 1 winner of $100 grand prize will receive it via direct posting to the member’s checking account.
  • Must be over 18; standard terms and conditions apply.

Share Draft Checking ‘Green’ Offer:

  • Valid for new or current members; the share draft account must be opened between August 1st – August 31st.
  • Bill Pay enrollment and a qualified transaction are needed before August 31st.
  • Direct Deposit of $50 or more is needed within 30-days of account opening.
  • Members can receive the green bonus if all items for eligibility are complete within 30-days of account opening. Green bonus is deposited into the account after the direct deposit is received, pending all other qualifications are met. The account will be reviewed on September 1st for qualifications and all qualified accounts will be tracked up to 30-days thereafter for the bonus.
  • Standard terms and conditions apply; the member can be over the age of 16 for the drawing due to our Young Adult Share Draft Account which would qualify the member for Bill Pay.
  • Offer officially cancels or expires by September 30th.

Home Equity Cashback Offer:

  • All members who close on their home equity loans between August 1st and August 31st are entered to win $100 cashback. 3 winners will be selected by September 3rd, from the new lending report, and funds deposited into their membership account.
  • All members who close on their home equity loans between September 1st and October 1st are entered to win $100 cashback. 3 winners will be selected by October 2nd, from the new lending report, and funds deposited into their membership account.
  • Our (6) monthly winners will enter into an additional drawing for 1 grand-prize winner to receive an additional $200 back on their home equity loan; drawing to be held October 2, 2020, and deposits into their membership account.
  • Winners will be notified by email or phone to alert of the depositing of funds.