In order to qualify, *new members must be 100% new, above 15 years of age; Re-opened and current joint member or previous members not eligible. Qualification is determined and qualified by monthly reports, account verification, and criteria listed above; accounts must be in good standing at the time of the drawing. (1) Standard membership qualifications apply; All current and retired employees of Harris County, the immediate family members of current HCFCU members, and anyone who lives, works, attends school, or worships in the following zip codes: 77002, 77003, 77004, 77006, 77011, 77020, 77023, 77026; are eligible to join the credit union. Visit the following pages for full details in regards to any of the following: current savings rates, account fees, or specific account details associated with any credit union accounts.