90 Days No Payment, Auto Loan Promo!

Celebrating 75yrs with 75 Reasons To Drive & Save!

90 Days No Payments** + up to .75% rate discount! Apply Here!

**Interest will accrue during the 90-day period.

Looking for the perfect time to upgrade your ride or refinance your current loan? May is your month! When you close a new, used, or refinanced auto loan with us between May 1st–May 31st, you’ll not only lock in a low rate, but you’ll also enjoy:

Here’s all the details of the deals and savings:

  • Rates as low as 4.24% APR*

  • Up to .75% off Discount* – enjoy even more savings for being a loyal member. (Reward yourself with up to .75% off your auto loan May 2026)

    • Add Payment Protection to your loan and receive a rate reduction of .25% for Credit Life, Extended Warranty, or Credit Disability. Establish an HCFCU share draft account with direct deposit and e-statements and receive a rate reduction of .25%. HCFCU credit card holders will receive a rate reduction of .25%.

  • $75  Rev Your Rewards! If you already have an auto loan with us and you refer a member that closes an auto loan in May, we’ll reward you with $75! Refer HERE!

Save Big When You Finance with Us:

  • Close your auto loan in May and you make no payments for 90 days!

Click here to start your application.

Don’t miss out this deal ends May 31, 2026.

Promotional Disclosures:

*APR is Annual Percentage Rate. Rates are based on your credit history, loan term, collateral, and down payment. Certain credit criteria apply. Other restrictions may apply. Rate discounts are given based on the credit score of 680+, shorter loan terms, down payments, and relationships. Rates are subject to change without notice. Talk to a loan officer for details.

**Interest will accrue during the 90-day period.

Not all auto loans qualify for eSign, ask your loan officer for details.

HCFCU does not refinance our existing loans.