Set Sail for Savings!

No Payments Through the Holidays!

Plus, get up to .75% off your auto loan rate!

Ready to upgrade your ride or refinance your current auto loan? Then October is the month to make your move, matey!

When you close a new, used, or refinanced auto loan with Harris County Federal Credit Union between October 1–October 31, 2026, you can take advantage of these treasure-worthy savings:

Here’s What’s in the Treasure Chest:

• Rates as low as 4.24% APR*
• Up to .75% rate relationship discount*
  • Add Payment Protection and receive a .25% rate reduction for Credit Life, Extended Warranty, or Credit Disability.
  • Establish an HCFCU share draft account with direct deposit and e-statements and receive a .25% rate reduction.
  • HCFCU credit card holders receive a .25% rate reduction.
• No payments for 90 days** close your auto loan in October and keep your treasure in your pocket through the holidays!

Don’t let this opportunity sail away!

Start Your Application Here

Offer ends October 31, 2026!

Promotional Disclosures:

*APR is Annual Percentage Rate. Rates are based on your credit history, loan term, collateral, and down payment. Certain credit criteria apply. Other restrictions may apply. Rate discounts are given based on the credit score of 680+, shorter loan terms, down payments, and relationships. Rates are subject to change without notice. Talk to a loan officer for details.

**Interest will accrue during the 90-day period. First payment will be due approximately 90 days after loan closing.

Not all auto loans qualify for eSign. Ask your loan officer for details.

HCFCU does not refinance our existing loans.